When spouses in Illinois end their marriage, there are several tough decisions they will have to make. Divorce can be one of the most stressful and challenging experiences in a person’s life. However, when the separation becomes inevitable, there are things individuals can do to make the process of divorce go as smoothly as possible.
Examine finances
Before filing for divorce, it is crucial to get a clear understanding of the current financial situation. Going from two incomes to one could mean major lifestyle changes. The sooner these changes are made, the better. Also, do not attempt to keep property that is no longer affordable, such as an expensive house or car.
Refinance debt
Marital debt is usually divided during divorce proceedings. However, if one spouse is ordered to pay a joint debt and they do not follow through, creditors will typically come after the co-borrower, which is often the other spouse. If the other party is responsible for a particular debt, make sure they refinance it into their name alone.
Seek legal representation
Ending a marriage is often a complicated legal process that requires a person to make many decisions that will have an impact on their future. For anyone in Illinois who may be headed for a divorce, it is important to seek the assistance of a legal representative. An experienced and knowledgeable family law attorney can not only protect individual rights during the divorce process, but also provide guidance and assistance to help clients make decisions based on what is best for them over the long-term.